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Empowerment Mantra

“Adversity causes some men to break; others to break records.” -William Arthur Ward   Life is essentially comprised of two types of people: the victims and the empowered. We all have a unique set of circumstances, experiences, and resources. How
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Achieving Big Things – The Compounding Of Small Actions

“Great things are done by a series of small things brought together.” -Vincent Van Gogh   Can a marathon be completed without ever running? Can a book be published without ever writing? Can you build a business without working? Of
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How Not To Invest – The Unprincipled Way

“The four most expensive words in the English language are ‘This time it’s different.” -John Templeton   What if we knew that the secret to investing is that there is no secret? What if we knew that the constant search
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How To Invest – The Principled Way

“The stock market is a giant distraction to the business of investing.” -Jack Bogle   When it comes to investing, what matters and what doesn’t? Are there timeless principles we can rely on? Of course there are. Top independent researchers
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What Even Is A Financial Goal Plan And Why Are We So Confused?

“Average people have wishes, confident people have plans.” -Anonymous   We live in a culture intoxicated by the use of the terms financial plans, financial goals, financial goal plans, and comprehensive or integrated financial goal plans. If we doubt that,
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Resist the Temptation to Choose Products Over Process

“If you find a solution and become attached to it, the solution may become your next problem.” -Robert Anthony   As a culture, why are we so susceptible to shortcuts, quick fixes, and the lure of “short-term solution” products? Is
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Does passive investing work for all types of investments?

There is an ongoing debate in the financial world that has been around for at least as long as I’ve been in the financial planning profession (23 years). The debate concerns the best way to invest, actively trying to outperform
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