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“Without a struggle, there can be no progress.” -Frederick Douglass   Does the financial planning profession have its act together? When we’re looking for a professional and wanting to hire one, it seems confusing. How do we make sense of
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“Guy puts a fancy guarantee on a box ‘cause he wants you to feel all warm and toasty inside.” -Tommy Boy   There will always be people promising the moon. It’s our job to find the reality in the message.
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“Successful people are always looking for opportunities to help others. Unsuccessful people are always asking, what’s in it for me?” -Brian Tracy   The first year, when one considers hiring and hires a financial planner, is the most critical. The
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 “Arriving at one goal is the starting point to another.” -John Dewey   Let’s get this out there. Goals are critical. Goals are important. Goals must be measurable and specific. We need to have them. But, we can’t view them
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 “Our goals can only be reached through a vehicle of a plan in which we must fervently believe, and upon which we must vigorously act. There is no other route to success.” -Pablo Picasso   Let’s cut to the chase.
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“One good analogy is worth three hours discussion.” -Dudley Field Malone   We need to purchase a refrigerator. When we head over to the home appliance store, we need to keep a few things in mind.   What does a
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“Pricing is actually a pretty simple and straightforward thing. Customers will not pay literally a penny more than the true value of the product.” -Ron Johnson   In the hunt for non-commission, service based fee models, there are two main
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“I want to warn you away from fee-based planners. The stakes are so high that you should consider fee-only planners.” -Clark Howard   The confusion of these terms has and continues to cost us a ton of money. We get
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“Adversity causes some men to break; others to break records.” -William Arthur Ward   Life is essentially comprised of two types of people: the victims and the empowered. We all have a unique set of circumstances, experiences, and resources. How
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  “We wanted to solve robot problems and needed some vision, action, reasoning, planning, and so forth.” -Marvin Minsky   On a professional level, the 21st century will be defined by the balance of technology and the human experience. Technology
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