Should I Choose the Roth Option in My 401k Plan
January 17, 2026
In some company 401k plans, I can choose how my employee contributions are taxed: At first glance it feels like…
Blog
Looking for financial guidance that is clear and pressure free? This blog covers the questions we hear most often, from retirement planning to investing basics and everything in between. As a fee only fiduciary firm serving St. Louis and St. Charles, our goal is to help you understand your options and make decisions you feel good about.
Do I Take the Lump Sum or the Monthly Pension Checks?
January 10, 2026
If I have an old school pension, I usually face a big retirement question. Do I take the lump sum,…
Fiduciary vs Suitability: What is the Difference
January 3, 2026
Did you know there are two different legal standards in the personal finance world? Fiduciary and suitability. These standards affect…
Is Getting Wealthy a Wise Goal?
July 14, 2017
Why aren’t the wealthiest people in the world on a permanent vacation? Why aren’t they spending their time perpetually…
To Be Young
July 7, 2017
Not gravity. Not friction. Not anything else. Albert Einstein famously called “the power of compound interest” the most powerful…
Too Many Titles for the Financial Guy (or Gal)
June 30, 2017
*Funny note: As a finished up writing this, an article called How “Lifestyle Advisors” Can Succeed popped into my…
The Age of the Internet-Advice-Machine
June 23, 2017
Our world is full of contradictory advice. Ask Google about it. You get what you pay for. The best things…
Money is Time
April 11, 2017
“Time is money says the proverb, but turn it around and you get a precious truth, money is time.” …
Financial Planning: Not In Our Schools
December 15, 2016
PERSONAL FINANCIAL PLANNING IS NOT TAUGHT IN TRADITIONAL SCHOOLING. Would you believe you can go through all twelve grades, through…
Financial Planning: Odd Beginnings?
December 13, 2016
FINANCIAL PLANNING DID NOT BEGIN WITH A “CLEAN SLATE.” We all can study the history of financial planning. In short,…