There are many more reasons, almost too many to count.
- We will end up with less money (for a large host of reasons).
- We will lack independent counsel for our financial marriage and families.
- We will make mistakes that were avoidable.
- We will build inefficient portfolios and make investment errors.
- We will give in to temptation and lack discipline and patience.
Can you be the person who avoids all these landmines? Can you be the one who beats the odds?
Possible? Yes.
Probable? Not a chance.
